About International Comprehensive Travel Insurance

International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more. Plus, choose from a range of optional extras:

  • Choose your excess
  • Increase your single item limit for personal effects
  • Increase your rental car excess cover
  • Add cover for winter sports
  • Add cover for existing medical conditions
  • Add cover if you plan to ride a motorcycle or moped
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Benefits

  • COVID-19 benefits for domestic and international plans1,5
  • Get a quote in minutes
  • Great value international and domestic plans
  • From comprehensive to basic cover, you choose which benefits matter most
  • 24/7 support means help is only a phone call away
  • Reduce your premium with variable excess
Coverage

Benefit

Description

Cover limit
Overseas medical expenses
(including if diagnosed with COVID-19 overseas)1, 6

Description

Overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.

Cover limit

$unlimited1

Additional expenses2 
(including if hospitalised with COVID-19)5, 6

Description

Additional accommodation and transportation expenses as a result of events such as sickness, natural disasters, loss of travel documents and strikes.

Cover limit

$unlimited

Additional expenses 
(if unfit to travel due to being diagnosed with COVID-19)5

Description

If you test positive for COVID-19 and are certified by a qualified medical practitioner as unfit to travel.

Cover limit

$5,000

Amendment or cancellation costs2

Description

Cost of rearranging or cancelling your journey because of unforeseen circumstances outside your control such as illness, accidents and extreme weather conditions

Cover limit

cover chosen3

Luggage and personal effects2

Description

Replace, repair or pay you the value in cash of lost, stolen or damaged luggage and personal effects.

Cover limit

$12,0002

Travel documents

Description

Replacement cost of lost or stolen travel documents, passports and credit cards.

Cover limit

$5,000

Delayed luggage allowance2

Description

If all of your luggage is delayed by a Transport Provider during the Journey for more than 24 hours. Up to $375 for essential emergency items of clothing and toiletries if all your luggage is delayed by a Transport Provider. This limit will be doubled if you still have not received Your luggage after 72 hours.

Cover limit

$1,100

Theft of money

Description

Reimbursement for cash, bank or currency notes, postal or money orders accidentally lost or stolen from your person.

Cover limit

$250

Rental car insurance excess

Description

Excess charges for damage to or theft of a rental car whilst in your control.

Cover limit

$10,000

Travel delay2

Description

Additional accommodation expenses if your scheduled transport is delayed over 6 hours.

Cover limit

$2,000

Resumption of journey

Description

Cost to resume your travels if you had to return to Australia due to the sudden serious injury, sickness, disease or death of a relative or business partner in Australia.

Cover limit

$3,000

Special events

Description

Additional public transport costs to get you to a special event (such as a wedding or pre-paid conference) if you would miss it due to unforeseen circumstances outside your control.

Cover limit

$5,000

Hospital incidentals2

Description

Miscellaneous expenses up to $50 per night if you are hospitalised overseas for at least 48 hours.

Cover limit

$5,000

Loss of income2

Description

Loss of income for up to 6 months if you suffer an accident or injury while travelling and are unable to work when you return to Australia.

Cover limit

$10,0004

Accidental death2

Description

A benefit will be paid to you if you die within 12 months from an injury that occurred during your trip.

Cover limit

$25,0004

Disability2

Description

Cover for an injury that causes permanent total loss of sight in one or both eyes, or the permanent total loss of use of one or more limbs within 12 months of the date of the accident.

Cover limit

$25,0004

Personal liability

Description

Personal liability if your negligent act or omission during the journey causes bodily injury or damage to property of other persons.

Cover limit

$5,000,000

More information

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This advice is general in nature, and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.

1 Medical and dental cover will not exceed 12 months from onset.

2 Sub-limits apply. 

3 Cover chosen applies per policy.

4 Maximum liability collectively for Loss of income, Accidental Death and Disability is $25,000 on the International Comprehensive Plan.

5 Limits, sub-limits, conditions, exclusions and fees apply.

Policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) is the distributor of Australia Post Travel Insurance and is an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551). Travel insurance products are underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy this insurance. For information on the Target Market and Target Market Determination for these products, please contact us on 1300 728 015, email auspost@travelinsurancepartners.com.au.